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Financial Trouble

Don't Wait until It's Too Late!

Call 813-323-2395

File Bankruptcy for $310!

Financial Trouble

Don't Wait until It's Too Late!

Call 813-323-2395

File Bankruptcy for $310!

Blog and News

What if I cannot make my Chapter 13 payment?

What if I cannot make my Chapter 13 payment?

March 26, 2011/in Chapter 13 /by Law Office of Thomas Nanna

If the Debtor cannot make a chapter 13 payment on time pursuant to the terms of the confirmed plan, the Debtor should contact the chapter 13 Trustee by phone and by letter advising the Trustee of the problem and whether it is temporary or permanent. If it is temporary, the Debtor should advise the Trustee […]

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What is a 341 meeting?

What is a 341 meeting?

March 26, 2011/in Bankruptcy /by Law Office of Thomas Nanna

This meeting is referred to as the “meeting of creditors.” All creditors are notified so that they may attend, but their attendance is not required. Debtors have a duty to appear and testify under oath and answer questions by creditors. This meeting is presided over by the trustee assigned to the case and is held […]

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Creditors Trying to Collect After Bankruptcy

Creditors Trying to Collect After Bankruptcy

March 26, 2011/in After Bankruptcy /by Law Office of Thomas Nanna

What can I do if a creditor keeps trying to collect money after I have filed bankruptcy? You should immediately notify the creditor in writing that you have filed bankruptcy, and provide them with the case name, case number, and filing date, or a copy of the petition that shows it was filed. If a […]

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What is a Bankruptcy Discharge?

What is a Bankruptcy Discharge?

March 26, 2011/in Bankruptcy /by Law Office of Thomas Nanna

It releases the Debtor from personal liability for discharged debts. Thus, it prevents the creditors owed those debts from taking any action against the Debtor to collect the debts. Most, but not all, types of debts are discharged if they existed on the date the bankruptcy case was filed and were listed on the schedules. […]

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How is a Debt Classified?

How is a Debt Classified?

March 26, 2011/in Bankruptcy /by Law Office of Thomas Nanna

How is a debt classified as secured, unsecured, priority, or administrative? A secured debt is a debt that is collateralized by property. A creditor whose debt is “secured” has a right to foreclose or take property to satisfy a “secured debt.” For example, a mortgage loan is likely “secured” by a Debtor’s home. This means […]

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