Generally, all debts listed on the petition are dischargeable. However, certain types of debt are not dischargeable. The non-dischargeable debts include, but are not limited to: a. Certain taxes and fines; b. Debts arising from certain fraudulent conduct; c. Debts not listed in your bankruptcy petition; d. Alimony, child maintenance or support, and certain other […]
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Under Chapter 7 Bankruptcy, an impartial trustee is appointed to administer the case by collecting and liquidating the Debtor’s non-exempt assets in a manner that maximizes the return to the Debtor’s unsecured creditors. Under Chapter 13 Bankruptcy, an impartial trustee is also appointed to administer the case. The primary roles of the chapter 13 trustee […]
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A bankruptcy remains on a credit report for a maximum of ten years under provisions of the Fair Credit Reporting Act. How do I get a bankruptcy filing removed from my credit report? The Bankruptcy Court has no jurisdiction over credit reporting agencies. The Fair Credit Reporting Act, 6 U.S.C. § 605, is the law […]
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If the Debtor cannot make a chapter 13 payment on time pursuant to the terms of the confirmed plan, the Debtor should contact the chapter 13 Trustee by phone and by letter advising the Trustee of the problem and whether it is temporary or permanent. If it is temporary, the Debtor should advise the Trustee […]
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This meeting is referred to as the “meeting of creditors.” All creditors are notified so that they may attend, but their attendance is not required. Debtors have a duty to appear and testify under oath and answer questions by creditors. This meeting is presided over by the trustee assigned to the case and is held […]
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What debts are dischargeable?
/in Bankruptcy /by Law Office of Thomas NannaGenerally, all debts listed on the petition are dischargeable. However, certain types of debt are not dischargeable. The non-dischargeable debts include, but are not limited to: a. Certain taxes and fines; b. Debts arising from certain fraudulent conduct; c. Debts not listed in your bankruptcy petition; d. Alimony, child maintenance or support, and certain other […]
What is the role of a Trustee assigned in a chapter 7 or 13 case?
/in Bankruptcy, Chapter 13, Chapter 7 /by Law Office of Thomas NannaUnder Chapter 7 Bankruptcy, an impartial trustee is appointed to administer the case by collecting and liquidating the Debtor’s non-exempt assets in a manner that maximizes the return to the Debtor’s unsecured creditors. Under Chapter 13 Bankruptcy, an impartial trustee is also appointed to administer the case. The primary roles of the chapter 13 trustee […]
How long does a bankruptcy filing remain on my credit report?
/in After Bankruptcy /by Law Office of Thomas NannaA bankruptcy remains on a credit report for a maximum of ten years under provisions of the Fair Credit Reporting Act. How do I get a bankruptcy filing removed from my credit report? The Bankruptcy Court has no jurisdiction over credit reporting agencies. The Fair Credit Reporting Act, 6 U.S.C. § 605, is the law […]
What if I cannot make my Chapter 13 payment?
/in Chapter 13 /by Law Office of Thomas NannaIf the Debtor cannot make a chapter 13 payment on time pursuant to the terms of the confirmed plan, the Debtor should contact the chapter 13 Trustee by phone and by letter advising the Trustee of the problem and whether it is temporary or permanent. If it is temporary, the Debtor should advise the Trustee […]
What is a 341 meeting?
/in Bankruptcy /by Law Office of Thomas NannaThis meeting is referred to as the “meeting of creditors.” All creditors are notified so that they may attend, but their attendance is not required. Debtors have a duty to appear and testify under oath and answer questions by creditors. This meeting is presided over by the trustee assigned to the case and is held […]