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Law Office of Thomas A. Nanna, P.A.
P.O. BOX 66626
St. Pete Beach, FL 33736
P.O. BOX 66626
St. Pete Beach, FL 33736
Phone: 813-323-2395
Call or Text 813-323-2395 | Saturday, Sunday and Holiday Appointments Available
Creditors Trying to Collect After Bankruptcy
in After BankruptcyWhat can I do if a creditor keeps trying to collect money after I have filed bankruptcy? You should immediately notify the creditor in writing that you have filed bankruptcy, and provide them with the case name, case number, and filing date, or a copy of the petition that shows it was filed. If a […]
What is a Bankruptcy Discharge?
in BankruptcyIt releases the Debtor from personal liability for discharged debts. Thus, it prevents the creditors owed those debts from taking any action against the Debtor to collect the debts. Most, but not all, types of debts are discharged if they existed on the date the bankruptcy case was filed and were listed on the schedules. […]
How is a Debt Classified?
in BankruptcyHow is a debt classified as secured, unsecured, priority, or administrative? A secured debt is a debt that is collateralized by property. A creditor whose debt is “secured” has a right to foreclose or take property to satisfy a “secured debt.” For example, a mortgage loan is likely “secured” by a Debtor’s home. This means […]
What Chapter is Right for Me?
in Bankruptcy, Chapter 13, Chapter 7, Types of BankruptcyYour decision whether to file bankruptcy and under which chapter to file depends on your particular circumstances. In general, Chapter 7 is appropriate when the Debtor has insufficient income to pay a portion of his/her debts, and the Debtor is not seeking to keep non-exempt property. Otherwise, if the Debtor has an income or property […]
What is Bankruptcy?
in BankruptcyBankruptcy is a legal process which allows a person (a “Debtor”), who owes more money than he or she can currently repay, to either (1) repay a portion of the money over time under Chapter 11, 12, or 13, or (2) have the entire debt forgiven (“discharged”) under chapter 7. Under chapter 7, a Debtor […]